I’ve been getting a lot of questions lately around “What’s the best superfund?” And this relates mostly to industry super funds. This got me thinking, why have we got so much talk around this topic in the last few weeks? And the reason I think is quite simple….
Are you worried by Labor’s Franking Credits proposals?! Perhaps you are a “self-funded” retiree (or soon-to-be) and are worried about the potential impact of Labor’s proposal on your retirement income?
…or maybe you’re just confused by the whole thing. Then this video is for you!
My latest video below gives you the simple breakdown of what franking credits are, how they work, and what Labor intends to do with them. If you are concerned about and you’d like to know more, please feel free to get in touch.
How and when can you access your super? Is it 65? Or maybe earlier?
Watch the video to find out more…
We’re nearly at the end of 2018, and what a year it has been! In this last video of 2018, with a rare appearance by Martina, we give you a 2018 wrap up and thank you all for your support throughout the year. From both of us, we wish you all a wonderful Christmas and a great New Year! We look forward to continuing the journey with you in 2019!
Afterpay is the new payment method popping up in shops everywhere. And with Christmas around the corner, phrases like “Wear it now, pay for it later” are a little worrying. Do you “Afterpay” it? Should you Afterpay it?
Neil explains the ins and outs and what you need to consider before you Afterpay your next purchase.
Financial advice is about more than financial products. First and foremost, it’s about strategy. Here is a story about recent clients who will now have an extra $78,000 in their pockets following our advice, all as a result of tweaking their wealth strategy. These clients realised “they don’t know what they don’t know” and decided to seek some advice…..and it paid off.
No products sold. No commissions…just happy clients
The perfect example of why we love what we do.
Global market saw a bit of a correction last week. Such market volatility can make investors nervous, and that’s hardly surprising.
How do you respond when your share portfolio or super suffers a big drop in value? How do you deal with market volatility?
In this video, Neil explains the importance of understanding market volatility and what strategies to use to manage your investment risk. If you’d like to discuss how best to manage the risk in your investment portfolio, please get in touch.
Have you got life insurance? Do you know how much cover you have?
It’s important to review you life insurance on a regular basis, to ensure you only pay for what you need but have sufficient cover to know that your loved ones will be looked after.
Having a household budget provides the foundation for any sound financial plan, and digital apps and tools make it so easy these days to get good visibility of your cashflow. In this video, Neil talks about the importance of having a budget, and how to go about setting one up.
It’s Financial Planning week! This year’s theme, as promoted by the Financial Planning Association of Australia is “share the dream” with the next generation. As you may have seen from last week’s post, we are passionate about passing on financial knowledge and habits to the younger generations.
The youngest generations are now referred to as the “Invisible-Money Generation” as they have been born into a world where they will rarely handle physical money in their lifetime. Here is a cute video from the FPA to give us some fun insights into what these kids have to say about money.
Too many of us take our biggest asset for granted – our ability to earn an income. But what happens when one day you are no longer able to work? What if you can no longer provide for your family? How would this impact your family’s lifestyle?
In this video, Neil explains the critical role of income protection as part of a complete financial plan and goes over some of the main features of income protection cover. Get in touch with one of our advisers if you would like to review your income protection cover.
How much Age Pension you’ll get depends on your income, assets, home ownership and other criteria. Good financial advice will help you understand these factors, and whatever your situation, there are things you can do to make the most of what you’re entitled to. But as with all financial strategies, this take time and careful planning, so it pays to start looking at this well before retirement.
In this video Neil gives an example of how your financial assets impact your age pension, and why there is a “sweetspot” that may be worth aiming for.