Our Video Insights
What will your retirement look like?
Looking for the “Best” Super Fund?
Franking Credits
Accessing Superannuation
Do you "Afterpay" it?
A Story of Strategy
Financial advice is about more than financial products. First and foremost, it’s about strategy. Here is a story about recent clients who will now have an extra $78,000 in their pockets following our advice, all as a result of tweaking their wealth strategy. These clients realised “they don’t know what they don’t know” and decided to seek some advice…..and it paid off.
No products sold. No commissions…just happy clients
The perfect example of why we love what we do.
How to deal with Share Market Volatility
Global market saw a bit of a correction last week. Such market volatility can make investors nervous, and that’s hardly surprising.
How do you respond when your share portfolio or super suffers a big drop in value? How do you deal with market volatility?
In this video, Neil explains the importance of understanding market volatility and what strategies to use to manage your investment risk. If you’d like to discuss how best to manage the risk in your investment portfolio, please get in touch.
Life Insurance – Have you checked yours lately?
Have you got life insurance? Do you know how much cover you have?
It’s important to review you life insurance on a regular basis, to ensure you only pay for what you need but have sufficient cover to know that your loved ones will be looked after.
The importance of budgeting
Having a household budget provides the foundation for any sound financial plan, and digital apps and tools make it so easy these days to get good visibility of your cashflow. In this video, Neil talks about the importance of having a budget, and how to go about setting one up.
The Invisible-Money Generation
It’s Financial Planning week! This year’s theme, as promoted by the Financial Planning Association of Australia is “share the dream” with the next generation. As you may have seen from last week’s post, we are passionate about passing on financial knowledge and habits to the younger generations.
Protecting your biggest Asset
Too many of us take our biggest asset for granted – our ability to earn an income. But what happens when one day you are no longer able to work? What if you can no longer provide for your family? How would this impact your family’s lifestyle?
In this video, Neil explains the critical role of income protection as part of a complete financial plan and goes over some of the main features of income protection cover. Get in touch with one of our advisers if you would like to review your income protection cover.
Planning for the Age Pension
How much Age Pension you’ll get depends on your income, assets, home ownership and other criteria. Good financial advice will help you understand these factors, and whatever your situation, there are things you can do to make the most of what you’re entitled to. But as with all financial strategies, this take time and careful planning, so it pays to start looking at this well before retirement.
In this video Neil gives an example of how your financial assets impact your age pension, and why there is a “sweetspot” that may be worth aiming for.
Why it pays to take an active interest in your Super.
The Productivity Commission has just released its draft report into Australia’s “outdated” and “flawed” superannuation system. It’s recommending yet another round of reforms to benefit the average member. But there is no need to wait, the common pitfalls can be avoided now. There is choice now and you can make small changes now to improve the growth of your Super. Take an active interest in your Super and your 65 year old self will thank you for it!
Top Tips for 2018 EOFY
It’s nearly June!! That only means one thing in the world of financial advice…it’s nearly the end of financial year (EOFY).
It’s always a busy time for us, but for you it offers opportunities to save tax, boost your super, get a bonus from the government, and more… Here are our top EOFY tips for 2018.
But be quick, your window of opportunity closes on 30 June. If you’d like some personalised advice to make the most of your EOFY, give us a call on 03 8513 0290.
2018 Federal Budget
If you missed Scott Morrison’s Federal Budget on 8 May, here’s a quick overview of the main proposals. This was of course a pre-election budget, so it’s good news for most of us! (but you probably won’t feel it in your pockets….)
What we do
Choosing Investments for your SMSF (or any other investment portfolio)?
How do you go about choosing your investments? What do you need to consider and how do you ensure you get the best return without taking on too much risk. Watch the video to find out more…