When most people think of negative gearing, they think of property. But negative gearing can occur with any asset for which some or all of the purchase price is borrowed. This article provides a worked example of negative gearing using an Exchange Traded Fund (ETF) to buy a diversified portfolio of shares.
Investment returns come in one of two forms. Different forms of investment return suit different investors. This article will help you decide which form of investment return you should be targeting.
Until now, salary sacrifice has been one of the only ways that an employee can make an extra tax-advantaged contribution into their super fund. But that changed on 1 July 2017. Now, almost everyone can make additional contributions without their employer even knowing – which might come in handy next time you ask for a pay rise!
Successful investors know successful investing occurs over decades and across generations. Doctors’ financial plans have always emphasised the next generation. The height, stability and longevity of a doctor’s income creates the opportunity to set up the next generation. Most doctors, once they are through the peak cost years connected to raising a family, enjoy a
In property investing positive gearing is where the rent received exceeds the interest on money borrowed to finance the purchase. You often hear about positive gearing – especially from people with a property they want you to buy! But is positive cash flow property actually worth pursuing? The answer depends on what is creating the positive cash flow situation. Sometimes, these factors combine to make positive gearing a wonderful way to reduce risk. But at other times, the factors creating the positive gearing can make an investment very risky indeed. This article shows you how to tell the difference.
Lists of the highest paid professions can be good fun. But they also tell us some fundamental truths when it comes to making money, whether we are running a business or deciding on investments. So, take a look and have a think about the most recent list of Australia’s best paid.