I’ve been getting a lot of questions lately, and seen similar conversations on social media, around “What’s the best superfund?” And this question relates mostly to industry super funds. This got me wondering…. why have we got so much talk around this topic in the last few weeks? And the reason I think is quite simple.
The last week has seen some dramatic falls across the world’s stock markets. At times like these it’s no surprise many investors become concerned – particularly about the impact on their superannuation and other investments. On this particular occasion, we’ve seen global market (particularly the US market) enjoy one of the longest bull runs (upwards)
Everyone takes out insurance on their car, and most will take out cover for their home and contents (and you should!). Why? Because it’s a significant asset you can’t afford to lose. Yet when we talk about life insurances and income protection, people often don’t think they need, or want, life insurance. Lets look at
With the weather warming up and the days getting longer, now is as good a time as any to spring clean your current financial situation and put a plan in place for the next 12 months. Sorting out your finances doesn’t have to be complicated, as even small savings can add up over the year. Here are
Did you know….if you are “downsizing” in retirement, you may be eligible to boost your super via a downsizer contribution. I say “downsizing” because this term is misleading. You don’t actually have to move into a smaller home. In fact, you could upsize and still make a “downsizer” contribution to super! So how does
This week is Financial Planning week, organised by the Financial Planning Association of Australia (FPA), and this year the focus is around “sharing the dream” with the next generations. Money habits start at a young age so it’s important we not only lead by example but also talk to our kids and grandkids about money
On Monday, 6 August 2018, I had the pleasure of talking to a theatre full of year 12 students at McKinnon Secondary College about financial tips, tricks, and traps. It was a great interactive session. The students asked all the right questions and were so eager to learn about simple money habits, the dangers of credit
With it’s very short days, July is always cold and wet and this year has been no different. But on a more positive note, July brings opportunities due to new legislative changes coming into force in the new financial year. So here are 6 potential opportunities for FY 2018/19